DISQUS

Elizabeth · 1 year ago

I think what you are referring to is the power of personal budgeting when you speak of a personal finance solution that let you look ahead. I don't think I realized the potenitial of personal or household budgeting until I worked with my daughter on trying to get her financially situated. She never had a head for budgeting so it was an eye opener, actually for us both.

What a difference it can make, but the unfortunate thing is that a lot of people seem to discount its value and what it do for you.

Like you say, if you can track your spending on a daily basis you'll know how much you're spending. It not only tells you whether you are living within your means, you'll also know if adding another monthly payment can be worked in.

My take is whatever system you use, it's wise to use something so that you get a much clearer picture.

Elizabeth Roberts · 5 months ago

it takes one discipline when it comes to budgeting.

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